Insurer Scorecard

Oregon · Homeowners · 2024

Oregon homeowners insurance complaints by company, 2024

Oregon listed 123 companies with homeowners premium in 2024, with 103 confirmed complaints and 798 complaints in all. Largest premium first.

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

State Farm Fire and Casualty Company1.0623156$316,374,072
Farmers Insurance Exchange0.34214$85,464,515
Safeco Insurance Company of Oregon1.831058$80,068,701
Safeco Insurance Company of Illinois0.58335$76,072,388
Allstate Vehicle and Property Insurance Company0.99555$74,206,168
Foremost Insurance Company Grand Rapids, Michigan1.41737$72,733,056
Homesite Insurance Company of the Midwest0.00026$64,845,329
Travelers Personal Insurance Company2.05957$64,309,002
Country Mutual Insurance Company0.0008$48,771,209
Farmers Insurance Company of Oregon0.00017$48,441,712
USAA Casualty Insurance Company1.11319$39,646,050
Liberty Insurance Corporation0.43121$33,804,796
American Strategic Insurance Corp.1.77433$33,160,328
United Services Automobile Association0.9429$31,243,429
USAA General Indemnity Company0.52112$28,379,273
Country Preferred Insurance Company0.0002$25,752,036
American Modern Property and Casualty Insurance Company1.21219$24,193,810
American Family Mutual Insurance Company S.I.0.64111$22,948,408
Garrison Property and Casualty Insurance Company0.7617$19,174,843
American Family Insurance Company0.86112$16,963,359
Amica Mutual Insurance Company0.8913$16,407,388
Mutual of Enumclaw Insurance Company0.0003$14,442,537
Allstate Indemnity Company1.04123$14,133,909
American Bankers Insurance Company of Florida12.921125$12,465,393
Allstate Insurance Company1.1817$12,355,453
Pemco Mutual Insurance Company0.0001$11,531,627
Travelers Home and Marine Insurance Company (The)2.5724$11,406,216
Allstate Property and Casualty Insurance Company0.0001$10,437,769
Sublimity Insurance Company0.0000$9,730,203
Nationwide General Insurance Company0.0007$9,378,405
Lemonade Insurance Company8.46515$8,652,185
Pacific Indemnity Company0.0000$7,841,423
CSAA General Insurance Company0.0001$7,116,052
Farmers Property and Casualty Insurance Company0.0002$7,057,634
Enumclaw Property and Casualty Insurance Company0.0001$6,777,408
Foremost Property and Casualty Insurance Company0.0000$6,605,585
Federal Insurance Company0.0000$6,384,462
California Casualty General Insurance Company of Oregon0.0003$6,311,894
American Family Connect Property and Casualty Insurance Company0.0005$6,275,983
Rock Ridge Insurance Company0.0005$5,987,772
Trumbull Insurance Company0.0003$5,804,601
Depositors Insurance Company0.0002$5,675,993
Privilege Underwriters Reciprocal Exchange0.0000$5,449,525
Stillwater Property and Casualty Insurance Company0.0006$5,182,709
American National Property and Casualty Company0.0004$4,821,948
Liberty Mutual Fire Insurance Company0.0003$4,706,438
United Heritage Property & Casualty Company3.3012$4,433,509
Property and Casualty Insurance Company of Hartford0.0001$4,324,194
Spinnaker Insurance Company7.1528$4,094,442
Peerless Indemnity Insurance Company0.0003$3,503,549
Farmers Direct Property and Casualty Insurance Company0.0001$3,375,225
Acuity, A Mutual Insurance Company0.0001$3,329,021
Cincinnati Casualty Company (The)0.0000$3,309,381
Grange Insurance Association0.0001$3,179,618
Commerce West Insurance Company0.0003$2,846,411
Cincinnati Insurance Company (The)0.0001$2,816,408
Great Northern Insurance Company0.0000$2,651,681
American Commerce Insurance Company6.6213$2,212,611
LM Insurance Corporation0.0002$2,063,379
Hartford Insurance Company of the Southeast7.2311$2,025,322
Amshield Insurance Company0.0005$1,883,327
Eagle West Insurance Company0.0003$1,840,949
Integon National Insurance Company0.0001$1,805,123
Fire Insurance Exchange0.0000$1,770,925
Liberty Mutual Insurance Company0.0003$1,745,845
AIG Property Casualty Company0.0000$1,703,720
Homesite Insurance Company0.0001$1,514,481
Crestbrook Insurance Company0.0000$1,387,332
Hartford Insurance Company of the Midwest0.0002$1,350,346
Travelers Commercial Insurance Company0.0002$1,273,629
Teachers Insurance Company0.0000$1,207,141
American Modern Home Insurance Company0.0000$1,004,232
Encompass Insurance Company0.0000$971,685
Automobile Insurance Company of Hartford, Connecticut0.0002$949,393
Economy Premier Assurance Company0.0001$944,109
Esurance Property and Casualty Insurance Company0.0001$810,545
Horace Mann Insurance Company0.0002$767,982
Allied Property and Casualty Insurance Company0.0000$747,071
Nationwide Insurance Company of America0.0000$737,836
Valley Property & Casualty Insurance Company0.0003$660,125
Markel American Insurance Company0.0000$653,869
Standard Fire Insurance Company (The)0.0000$642,044
Allstate North American Insurance Company0.0001$636,886
Century-National Insurance Company0.0000$551,631
Travelers Indemnity Company of America28.2513$518,072
Unitrin Safeguard Insurance Company0.0000$507,108
Hartford Accident and Indemnity Company0.0000$486,924
Encompass Indemnity Company30.1811$484,986
Branch Insurance Exchange0.0001$480,326
Trisura Insurance Company0.0000$473,628
Progressive Classic Insurance Company0.0001$393,349
Praetorian Insurance Company0.0000$362,530
Nationwide Affinity Insurance Company of America0.0001$355,066
Amco Insurance Company0.0002$324,774
AmGUARD Insurance Company0.0001$289,495
Armed Forces Insurance Exchange0.0000$258,254
Artisan and Truckers Casualty Company0.0000$246,112
Hartford Underwriters Insurance Company0.0000$237,056
Homeowners of America Insurance Company0.0001$166,277
Toggle Insurance Company0.0000$129,250
Integon Indemnity Corporation0.0000$107,609
Esurance Insurance Company0.0000$98,438
Midwest Family Mutual Insurance Company0.0000$72,907
Lyndon Southern Insurance Company0.0000$62,923
Wawanesa General Insurance Company0.0000$59,751
Hartford Fire Insurance Company0.0000$53,126
Alpha Property & Casualty Insurance Company0.0000$49,292
First Liberty Insurance Corporation (The)0.0000$42,400
RiverStone International Insurance, Inc.0.0000$42,360
Fidelity and Deposit Company of Maryland0.0000$34,680
State National Insurance Company, Inc.0.0000$34,301
QBE Insurance Corporation0.0000$32,136
American Security Insurance Company0.0000$9,762
Bankers Standard Insurance Company0.0000$3,466
Affiliated Fm Insurance Company0.0000$2,918
Pharmacists Mutual Insurance Company0.0000$966
Chubb National Insurance Company0.0000$832
Encompass Insurance Company of America0.0000$765
Country Casualty Insurance Company0.0000$543
Unitrin Direct Property & Casualty Company0.0000$473
Vigilant Insurance Company0.0000$437
Chubb Indemnity Insurance Company0.0000$134
California Casualty Indemnity Exchange0.0001-$73,696

Select a heading to sort. Names are as the regulator printed them. Linked companies also appear in other regulators' data on this site.

Other years: 2022, 2023, 2025

Sources

  1. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.