Insurer Scorecard

Companies ยท NAIC 36137

Travelers Commercial Insurance Company: complaint record

Travelers Commercial Insurance Company (NAIC company code 36137) appears in public complaint data from the insurance regulators in Texas, New York, California and Oregon. In Texas homeowners insurance in 2025, it had 0 confirmed complaints and 2,278 policies in force, a complaint index of 0.00 (no confirmed complaints). In New York's auto insurance complaint rankings for complaints closed in 2024 it was ranked 102 of 128 (rank 1 has the fewest upheld complaints for its premiums), with 1 upheld complaint and 0.13 upheld complaints per million dollars of premiums.

Texas homeowners insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.0002,278
20244.3912,817

Compare with other homeowners insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2024Travelers Commercial Insurance Company102 of 1280.13100$7.78m
2023Travelers Commercial Insurance Company23 of 1240.00011$7.86m
2022Travelers Commercial Insurance Company26 of 1320.00001$8.20m
2021Travelers Commercial Insurance Company35 of 1350.00010$8.75m
2020Travelers Commercial Insurance Company20 of 1350.00000$9.89m
2019Travelers Commercial Insurance Company23 of 1390.00001$11.44m
2018Travelers Commercial Insurance Company30 of 1510.00010$12.98m
2017Travelers Commercial Insurance Company138 of 1590.20301$14.95m
2014Travelers Commercial Insurance Company4 of 1690.00005$27.99m
2013Travelers Commercial Insurance Company7 of 1710.00022$28.65m
2012Travelers Commercial Insurance Company9 of 1720.00032$26.11m
2011Travelers Commercial Insurance Company95 of 1690.05112$21.58m
2010Travelers Commercial Insurance Company123 of 1790.13214$15.65m
2009Travelers Commercial Insurance Company22 of 1810.00002$9.97m

See the full New York list for complaints closed in 2024

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
CaliforniaAuto2025 (2026 study)Travelers Commercial Insurance CompanyRank 21 of 50, 2.7 justified per 100,0007 justifiedFull list
OregonAuto2025Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2024Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2023Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2022Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2025Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2024Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 2Full list
OregonHomeowners2023Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2022Travelers Commercial Insurance CompanyComplaint index 0.000 confirmed of 0Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the California complaint study

The California Department of Insurance ranks large insurers by justified complaints per 100,000 earned exposures (auto and homeowners) or per 100,000 mean policies in force (individual life). CDI counts a complaint as justified under the definitions in California Insurance Code section 12921.1. The study covers the top 50 companies in each line and counts complaints closed in each year.

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. California Department of Insurance, Consumer Complaint Study, 2026 edition
  4. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.