Insurer Scorecard

Companies ยท NAIC 11110

Allstate North American Insurance Company: complaint record

Allstate North American Insurance Company (NAIC company code 11110) appears in public complaint data from the insurance regulators in Indiana, Michigan, Illinois and Oregon. In Indiana auto insurance in 2025, it had 3 complaints on $97,136,396 of premiums, a complaint index of 0.64. In Indiana homeowners insurance in 2025, it had 2 complaints on $51,885,370 of premiums, a complaint index of 0.44. In Michigan homeowners insurance in 2025, it had 1 complaint on $24,532,117 of premiums written, 0.04 complaints per $1 million.

Indiana auto insurance

YearComplaint indexComplaintsIndiana premiums
20250.643$97,136,396
20241.652$25,819,272
2023Not listed (Indiana lists only companies with at least one complaint)
2022Not listed (Indiana lists only companies with at least one complaint)

See the full Indiana auto list for 2025

Indiana homeowners insurance

YearComplaint indexComplaintsIndiana premiums
20250.442$51,885,370
2024Not listed (Indiana lists only companies with at least one complaint)
2023Not listed (Indiana lists only companies with at least one complaint)
2022Not listed (Indiana lists only companies with at least one complaint)

See the full Indiana homeowners list for 2025

Michigan homeowners insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025Allstate North American Insurance Company0.041$24,532,117

See the full Michigan homeowners list for 2025

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
IllinoisAuto2025Allstate North American Insurance Company0.2891 complaints per $1M earned premium89Full list
IllinoisAuto2024Allstate North American Insurance Company0.3186 complaints per $1M earned premium27Full list
IllinoisHomeowners2025Allstate North American Insurance Company0.6171 complaints per $1M earned premium59Full list
OregonAuto2025Allstate North American Insurance CompanyComplaint index 1.413 confirmed of 22Full list
OregonAuto2024Allstate North American Insurance CompanyComplaint index 1.741 confirmed of 8Full list
OregonAuto2023Allstate North American Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2025Allstate North American Insurance CompanyComplaint index 0.000 confirmed of 3Full list
OregonHomeowners2024Allstate North American Insurance CompanyComplaint index 0.000 confirmed of 1Full list
OregonHomeowners2023Allstate North American Insurance CompanyComplaint index 0.000 confirmed of 0Full list

How to read the Indiana complaint index

The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

How to read the Illinois complaint ratio

The Illinois Department of Insurance lists companies with 5 or more complaints in a line (3 or more for annuities in 2025). For auto and homeowners the ratio is complaints per $1 million of Illinois direct earned premium. For life and health it is complaints per 10,000 policies in force, and for annuities per 10,000 certificates in force. Illinois changed how it counts complaints in 2023 and says "caution should be exercised when comparing complaint counts to prior years".

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
  2. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
  3. Illinois Department of Insurance, Consumer Complaints Ratio Reports (2023 to 2025)
  4. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.