Insurer Scorecard

Companies ยท NAIC 19240

Allstate Indemnity Company: complaint record

Allstate Indemnity Company (NAIC company code 19240) appears in public complaint data from the insurance regulators in Texas, New York, Indiana, Michigan, Illinois and Oregon. In Texas auto insurance in 2025, it had 4 confirmed complaints and 55,258 policies in force, a complaint index of 0.44 (fewer confirmed complaints than the market average for its size). In Texas homeowners insurance in 2025, it had 20 confirmed complaints and 122,547 policies in force, a complaint index of 1.28 (more confirmed complaints than the market average for its size). In New York's auto insurance complaint rankings for complaints closed in 2024 it was ranked 4 of 128 (rank 1 has the fewest upheld complaints for its premiums), with 0 upheld complaints and 0.00 upheld complaints per million dollars of premiums. In Indiana auto insurance in 2024, it had 1 complaint on $4,562,086 of premiums, a complaint index of 4.66. In Indiana homeowners insurance in 2025, it had 1 complaint on $6,908,803 of premiums, a complaint index of 1.65. In Michigan homeowners insurance in 2025, it had 7 complaints on $15,740,095 of premiums written, 0.44 complaints per $1 million.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.44455,258
20240.44363,690

Compare with other auto insurers in Texas

Texas homeowners insurance

YearComplaint indexConfirmed complaintsPolicies in force
20251.2820122,547
20241.6216122,547

Compare with other homeowners insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2024Allstate Indemnity Company4 of 1280.00027$41.51m
2023Allstate Indemnity Company93 of 1240.05229$40.67m
2022Allstate Indemnity Company10 of 1320.00037$21.83m
2021Allstate Indemnity Company42 of 1350.00001$6.57m
2020Allstate Indemnity Company39 of 1350.000010$5.07m
2019Allstate Indemnity Company38 of 1390.00003$6.47m
2018Allstate Indemnity Company38 of 1510.00014$7.91m
2017Allstate Indemnity Company25 of 1590.00011$10.53m
2014Allstate Indemnity Company154 of 1690.61424$6.55m
2013Allstate Indemnity Company145 of 1710.18113$5.55m
2012Allstate Indemnity Company157 of 1720.51301$5.94m
2011Allstate Indemnity Company145 of 1690.29237$6.88m
2010Allstate Indemnity Company163 of 1791.2310412$8.12m
2009Allstate Indemnity Company163 of 1811.1712922$10.24m

See the full New York list for complaints closed in 2024

Indiana auto insurance

YearComplaint indexComplaintsIndiana premiums
2025Not listed (Indiana lists only companies with at least one complaint)
20244.661$4,562,086
2023Not listed (Indiana lists only companies with at least one complaint)
20222.971$6,215,515

See the full Indiana auto list for 2024

Indiana homeowners insurance

YearComplaint indexComplaintsIndiana premiums
20251.651$6,908,803
20247.463$6,289,886
20232.541$5,311,201
20226.932$4,782,594

See the full Indiana homeowners list for 2025

Michigan homeowners insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025Allstate Indemnity Company0.447$15,740,095
2024Allstate Indemnity Company0.6711$16,500,028
2023Allstate Indemnity Company0.366$16,870,966

See the full Michigan homeowners list for 2025

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
IllinoisAuto2024Allstate Indemnity Company0.8191 complaints per $1M earned premium6Full list
IllinoisAuto2023Allstate Indemnity Company0.8266 complaints per $1M earned premium6Full list
IllinoisHomeowners2025Allstate Indemnity Company0.6089 complaints per $1M earned premium59Full list
IllinoisHomeowners2024Allstate Indemnity Company0.5984 complaints per $1M earned premium60Full list
IllinoisHomeowners2023Allstate Indemnity Company0.6636 complaints per $1M earned premium68Full list
OregonAuto2025Allstate Indemnity CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2024Allstate Indemnity CompanyComplaint index 0.000 confirmed of 2Full list
OregonAuto2023Allstate Indemnity CompanyComplaint index 0.000 confirmed of 4Full list
OregonAuto2022Allstate Indemnity CompanyComplaint index 7.633 confirmed of 6Full list
OregonHomeowners2025Allstate Indemnity CompanyComplaint index 3.033 confirmed of 9Full list
OregonHomeowners2024Allstate Indemnity CompanyComplaint index 1.041 confirmed of 23Full list
OregonHomeowners2023Allstate Indemnity CompanyComplaint index 2.712 confirmed of 16Full list
OregonHomeowners2022Allstate Indemnity CompanyComplaint index 0.000 confirmed of 9Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the Indiana complaint index

The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

How to read the Illinois complaint ratio

The Illinois Department of Insurance lists companies with 5 or more complaints in a line (3 or more for annuities in 2025). For auto and homeowners the ratio is complaints per $1 million of Illinois direct earned premium. For life and health it is complaints per 10,000 policies in force, and for annuities per 10,000 certificates in force. Illinois changed how it counts complaints in 2023 and says "caution should be exercised when comparing complaint counts to prior years".

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
  4. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
  5. Illinois Department of Insurance, Consumer Complaints Ratio Reports (2023 to 2025)
  6. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.