Insurer Scorecard

Oregon · Homeowners · 2025

Oregon homeowners insurance complaints by company, 2025

Oregon listed 118 companies with homeowners premium in 2025, with 115 confirmed complaints and 775 complaints in all. Largest premium first.

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

State Farm Fire and Casualty Company1.0927198$368,142,817
Safeco Insurance Company of Illinois0.28230$104,693,944
Allstate Vehicle and Property Insurance Company0.49340$91,830,763
Safeco Insurance Company of Oregon0.84555$88,620,318
Farmers Insurance Exchange0.17121$85,334,773
Homesite Insurance Company of the Midwest0.88535$84,672,931
Travelers Personal Insurance Company0.74426$80,515,399
Foremost Insurance Company Grand Rapids, Michigan0.19149$78,742,052
Country Preferred Insurance Company0.0002$77,203,500
Farmers Insurance Company of Oregon1.06426$56,522,851
USAA Casualty Insurance Company3.02922$44,447,785
American Strategic Insurance Corp.8.782351$39,072,392
United Services Automobile Association1.75410$34,102,902
USAA General Indemnity Company0.46113$32,404,801
American Modern Property and Casualty Insurance Company0.46123$32,179,618
Liberty Insurance Corporation1.98421$30,142,457
American Family Mutual Insurance Company S.I.0.59111$25,281,599
Garrison Property and Casualty Insurance Company1.3428$22,226,676
American Family Insurance Company0.0009$21,005,510
Amica Mutual Insurance Company0.0002$18,387,265
Allstate Indemnity Company3.0339$14,741,587
American Bankers Insurance Company of Florida2.0426$14,648,777
Mutual of Enumclaw Insurance Company0.0002$13,865,359
Allstate Insurance Company2.4325$12,261,562
Travelers Home and Marine Insurance Company (The)0.0000$11,373,907
Pemco Mutual Insurance Company0.0004$11,124,033
Allstate Property and Casualty Insurance Company0.0001$10,314,774
Lemonade Insurance Company5.92417$10,070,858
Nationwide General Insurance Company0.0007$9,568,320
CSAA General Insurance Company0.0004$9,140,503
Pacific Indemnity Company0.0000$8,206,129
Enumclaw Property and Casualty Insurance Company0.0000$7,500,210
Rock Ridge Insurance Company2.0215$7,372,452
Federal Insurance Company0.0000$7,340,455
Peerless Indemnity Insurance Company0.0002$7,311,920
Country Mutual Insurance Company0.0001$7,227,457
Depositors Insurance Company0.0000$7,030,003
Farmers Property and Casualty Insurance Company0.0000$6,792,338
Privilege Underwriters Reciprocal Exchange0.0000$6,769,501
Foremost Property and Casualty Insurance Company0.0003$6,717,862
Cincinnati Casualty Company (The)0.0000$6,445,936
California Casualty Indemnity Exchange0.0002$5,941,870
Trumbull Insurance Company0.0000$5,292,612
Stillwater Property and Casualty Insurance Company0.0007$5,182,531
Spinnaker Insurance Company3.1812$4,683,476
Acuity, A Mutual Insurance Company0.0001$4,409,245
Property and Casualty Insurance Company of Hartford0.0003$4,224,111
Liberty Mutual Fire Insurance Company0.0002$4,082,628
Great Northern Insurance Company0.0001$3,507,659
Grange Insurance Association0.0001$3,487,213
Allstate North American Insurance Company0.0003$3,411,879
American National Property and Casualty Company4.4113$3,382,228
Farmers Direct Property and Casualty Insurance Company4.4412$3,358,302
Sublimity Insurance Company0.0001$3,270,814
Hartford Insurance Company of the Southeast0.0002$3,216,656
Commerce West Insurance Company0.0004$3,155,992
Amshield Insurance Company5.3314$2,797,596
Cincinnati Insurance Company (The)0.0000$2,713,537
Fire Insurance Exchange0.0000$2,706,502
Encompass Insurance Company0.0000$2,230,587
Allied Property and Casualty Insurance Company0.0002$2,130,850
American Commerce Insurance Company0.0000$2,054,547
Eagle West Insurance Company0.0000$2,002,168
LM Insurance Corporation0.0001$1,906,669
Liberty Mutual Insurance Company0.0000$1,873,129
AIG Property Casualty Company0.0000$1,733,603
Integon National Insurance Company0.0000$1,636,028
Teachers Insurance Company0.0000$1,562,718
Hartford Insurance Company of the Midwest0.0002$1,308,488
Travelers Commercial Insurance Company0.0000$1,267,751
Lyndon Southern Insurance Company0.0001$1,207,761
American Modern Home Insurance Company0.0000$1,159,442
Horace Mann Insurance Company0.0000$916,566
United Heritage Property & Casualty Company16.4913$904,068
Economy Premier Assurance Company0.0000$903,596
Automobile Insurance Company of Hartford, Connecticut16.6611$894,733
Hartford Accident and Indemnity Company0.0000$790,428
Esurance Property and Casualty Insurance Company0.0000$773,774
Markel American Insurance Company0.0000$715,684
Branch Insurance Exchange0.0000$712,963
Homesite Insurance Company0.0001$660,685
Standard Fire Insurance Company (The)0.0000$598,687
Century-National Insurance Company0.0000$584,526
Trisura Insurance Company0.0000$515,040
Travelers Indemnity Company of America0.0000$487,068
Progressive Classic Insurance Company0.0001$477,492
Artisan and Truckers Casualty Company0.0000$359,684
Praetorian Insurance Company0.0000$292,416
Hartford Underwriters Insurance Company0.0000$285,994
Armed Forces Insurance Exchange0.0000$260,832
American Family Connect Property and Casualty Insurance Company0.0001$174,570
Homeowners of America Insurance Company0.0000$174,290
Integon Indemnity Corporation0.0000$126,564
Crestbrook Insurance Company0.0000$117,705
Toggle Insurance Company0.0000$109,416
AmGUARD Insurance Company0.0000$96,616
Midwest Family Mutual Insurance Company0.0000$70,827
Esurance Insurance Company0.0000$66,639
Hartford Fire Insurance Company0.0000$50,262
State National Insurance Company, Inc.0.0000$41,879
First Liberty Insurance Corporation (The)0.0000$41,273
Wawanesa General Insurance Company0.0000$39,275
Alpha Property & Casualty Insurance Company0.0000$34,003
Fidelity and Deposit Company of Maryland0.0000$29,047
Executive Risk Indemnity Inc.0.0000$26,418
Valley Property & Casualty Insurance Company0.0000$19,383
Encompass Indemnity Company0.0001$10,290
American Security Insurance Company0.0000$10,195
Unitrin Safeguard Insurance Company0.0000$6,388
Progressive Universal Insurance Company0.0002$5,387
Chubb National Insurance Company0.0001$5,356
Affiliated Fm Insurance Company0.0000$3,112
Obsidian Insurance Company Dba Obs Insurance Company0.0000$1,798
Truck Insurance Exchange0.0002$1,779
Country Casualty Insurance Company0.0000$246
Nationwide Affinity Insurance Company of America0.0000$106
Amco Insurance Company0.0000-$269
Nationwide Insurance Company of America0.0000-$1,808

Select a heading to sort. Names are as the regulator printed them. Linked companies also appear in other regulators' data on this site.

Other years: 2022, 2023, 2024

Sources

  1. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.