Insurer Scorecard

Companies ยท NAIC 26093

Nationwide Affinity Insurance Company of America: complaint record

Nationwide Affinity Insurance Company of America (NAIC company code 26093) appears in public complaint data from the insurance regulators in Texas, New York, Kansas and Oregon. In Texas auto insurance in 2025, it had 0 confirmed complaints and 74 policies in force, a complaint index of 0.00 (no confirmed complaints). In New York's auto insurance complaint rankings for complaints closed in 2024 it was ranked 60 of 128 (rank 1 has the fewest upheld complaints for its premiums), with 1 upheld complaint and 0.02 upheld complaints per million dollars of premiums.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.00074
20240.000108

Compare with other auto insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2024Nationwide Affinity Insurance Company of America60 of 1280.021013$56.96m
2023Nationwide Affinity Insurance Company of America3 of 1240.00019$58.88m
2022Nationwide Affinity Insurance Company of America91 of 1320.053313$66.03m
2021Nationwide Affinity Insurance Company of America81 of 1350.011111$82.05m
2020Nationwide Affinity Insurance Company of America77 of 1350.022412$106.16m
2019Nationwide Affinity Insurance Company of America92 of 1390.023919$130.80m
2018Nationwide Affinity Insurance Company of America91 of 1510.011717$148.22m
2017Nationwide Affinity Insurance Company of America100 of 1590.0231122$153.99m
2014Nationwide Affinity Insurance Company of America98 of 1690.055734$104.56m
2013Nationwide Affinity Insurance Company of America116 of 1710.054411$77.96m
2012Nationwide Affinity Insurance Company of America101 of 1720.02167$42.55m
2011Nationwide Affinity Insurance Company of America20 of 1690.00021$11.74m

See the full New York list for complaints closed in 2024

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
KansasHomeowners2020Nationwide Affinity Company of AmericaComplaint index 0.602Full list
OregonAuto2024Nationwide Affinity Insurance Company of AmericaComplaint index 0.000 confirmed of 0Full list
OregonAuto2023Nationwide Affinity Insurance Company of AmericaComplaint index 0.000 confirmed of 0Full list
OregonAuto2022Nationwide Affinity Insurance Company of AmericaComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2025Nationwide Affinity Insurance Company of AmericaComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2024Nationwide Affinity Insurance Company of AmericaComplaint index 0.000 confirmed of 1Full list
OregonHomeowners2023Nationwide Affinity Insurance Company of AmericaComplaint index 0.000 confirmed of 1Full list
OregonHomeowners2022Nationwide Affinity Insurance Company of AmericaComplaint index 10.231 confirmed of 1Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the Kansas complaint index

The Kansas Insurance Department describes the index as a company's share of complaints "in relation to its market share or share of business written in Kansas". An index of 1.00 means its share of complaints equals its share of the business, and 0.00 means no complaints were received, although a very small index can also round to 0.00. Kansas counts closed complaints and lists its largest writers in each line plus companies with many complaints, not every insurer. Kansas renamed some tables over time, for example "Accident & Health" became "Health" and "Homeowners" became "Homeowners & Renters" in 2023. Life and annuity tables cover individual policies.

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. Kansas Insurance Department, Complaint Index Reports (2020 to 2024)
  4. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.