Insurer Scorecard

Oregon · Homeowners · 2023

Oregon homeowners insurance complaints by company, 2023

Oregon listed 130 companies with homeowners premium in 2023, with 71 confirmed complaints and 557 complaints in all. Largest premium first.

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

State Farm Fire and Casualty Company0.609114$275,086,088
Farmers Insurance Exchange0.00014$77,179,562
Safeco Insurance Company of Oregon0.76330$72,292,342
Foremost Insurance Company Grand Rapids, Michigan0.28129$66,396,387
Safeco Insurance Company of Illinois0.00021$59,111,524
Allstate Vehicle and Property Insurance Company0.93337$58,758,898
Country Mutual Insurance Company0.0003$54,285,133
Homesite Insurance Company of the Midwest1.12323$48,976,682
Travelers Personal Insurance Company3.791038$48,273,014
Farmers Insurance Company of Oregon0.4618$39,749,952
USAA Casualty Insurance Company0.5319$34,661,395
Liberty Insurance Corporation0.54116$33,884,154
United Services Automobile Association0.6617$27,676,174
American Strategic Insurance Corp.1.48213$24,735,235
USAA General Indemnity Company0.8114$22,547,658
American Family Mutual Insurance Company S.I.0.9116$20,184,557
American Modern Property and Casualty Insurance Company3.46311$15,838,645
Garrison Property and Casualty Insurance Company1.1814$15,566,729
Mutual of Enumclaw Insurance Company0.0000$14,102,084
Amica Mutual Insurance Company0.00010$13,992,621
Allstate Indemnity Company2.71216$13,523,372
Allstate Insurance Company2.8325$12,925,125
American Family Insurance Company1.4916$12,298,340
Travelers Home and Marine Insurance Company (The)3.14210$11,645,768
Pemco Mutual Insurance Company0.0002$11,643,026
Allstate Property and Casualty Insurance Company0.0003$10,828,251
Country Preferred Insurance Company1.7812$10,276,627
American Bankers Insurance Company of Florida17.961018$10,188,107
American Family Connect Property and Casualty Insurance Company1.9415$9,445,321
Nationwide General Insurance Company0.0008$9,397,452
Sublimity Insurance Company0.0001$8,351,540
Pacific Indemnity Company0.0001$7,327,301
Lemonade Insurance Company5.00210$7,310,913
Farmers Property and Casualty Insurance Company0.0003$7,194,385
Trumbull Insurance Company0.0000$6,173,605
Foremost Property and Casualty Insurance Company0.0003$6,120,006
Federal Insurance Company0.0000$5,786,313
Enumclaw Property and Casualty Insurance Company0.0001$5,520,722
CSAA General Insurance Company0.0002$5,460,880
California Casualty General Insurance Company of Oregon0.0005$5,438,093
United Heritage Property & Casualty Company0.0001$5,433,990
American National Property and Casualty Company0.0001$4,749,693
Liberty Mutual Fire Insurance Company0.0000$4,748,852
Stillwater Property and Casualty Insurance Company0.0002$4,597,299
Privilege Underwriters Reciprocal Exchange4.1411$4,420,568
Property and Casualty Insurance Company of Hartford0.0004$4,396,483
Oregon Mutual Insurance Company4.2513$4,306,274
Spinnaker Insurance Company0.0004$3,452,613
Farmers Direct Property and Casualty Insurance Company5.7611$3,177,875
Rock Ridge Insurance Company0.0000$3,078,064
Nationwide Insurance Company of America0.0002$2,985,397
Grange Insurance Association0.0003$2,800,772
Cincinnati Insurance Company (The)0.0000$2,659,016
Commerce West Insurance Company0.0001$2,590,680
American Commerce Insurance Company8.1014$2,258,418
LM Insurance Corporation0.0001$2,110,341
Great Northern Insurance Company0.0000$2,029,660
Depositors Insurance Company0.0001$1,940,309
Crestbrook Insurance Company0.0000$1,881,506
AIG Property Casualty Company0.0000$1,862,057
Eagle West Insurance Company11.7212$1,560,518
Integon National Insurance Company0.0001$1,529,189
Nationwide Affinity Insurance Company of America0.0001$1,482,112
Liberty Mutual Insurance Company0.0000$1,463,723
Acuity, A Mutual Insurance Company0.0000$1,438,607
Hartford Insurance Company of the Midwest13.2013$1,385,898
Valley Property & Casualty Insurance Company0.0001$1,302,903
Travelers Commercial Insurance Company0.0000$1,294,866
Amco Insurance Company0.0000$1,227,566
Cincinnati Casualty Company (The)0.0000$1,188,552
Homesite Insurance Company0.0000$1,128,751
Amshield Insurance Company0.0002$1,123,238
Automobile Insurance Company of Hartford, Connecticut0.0002$1,043,237
Unitrin Safeguard Insurance Company0.0000$997,832
Fire Insurance Exchange0.0001$984,167
Teachers Insurance Company0.0001$970,075
Economy Premier Assurance Company0.0000$957,663
Hartford Insurance Company of the Southeast0.0001$950,390
Peerless Indemnity Insurance Company0.0000$942,407
American Modern Home Insurance Company0.0002$890,434
Esurance Property and Casualty Insurance Company0.0000$886,964
QBE Insurance Corporation0.0001$870,504
Encompass Indemnity Company0.0000$721,606
Standard Fire Insurance Company (The)25.9711$704,334
Horace Mann Insurance Company27.4311$666,989
Century-National Insurance Company28.2912$646,587
Travelers Indemnity Company of America0.0002$588,548
Markel American Insurance Company0.0000$469,169
Branch Insurance Exchange0.0000$413,941
Praetorian Insurance Company0.0000$410,689
Progressive Classic Insurance Company0.0000$387,695
Hartford Accident and Indemnity Company0.0000$364,763
Armed Forces Insurance Exchange0.0001$234,847
Hartford Underwriters Insurance Company0.0000$214,201
Trisura Insurance Company0.0000$213,930
AmGUARD Insurance Company0.0001$210,878
Allied Property and Casualty Insurance Company0.0000$160,767
Esurance Insurance Company0.0000$143,978
Artisan and Truckers Casualty Company0.0001$137,052
Homeowners of America Insurance Company0.0000$125,083
Toggle Insurance Company0.0001$125,013
Austin Mutual Insurance Company0.0000$107,127
Electric Insurance Company0.0000$88,805
Wawanesa General Insurance Company0.0000$70,028
Alpha Property & Casualty Insurance Company0.0000$62,064
Hartford Fire Insurance Company0.0000$60,090
Midwest Family Mutual Insurance Company0.0000$53,953
First Liberty Insurance Corporation (The)0.0000$41,056
Fidelity and Deposit Company of Maryland0.0000$37,662
Integon Indemnity Corporation0.0000$36,754
Pharmacists Mutual Insurance Company0.0000$21,802
State National Insurance Company, Inc.0.0000$10,400
Bankers Standard Insurance Company0.0000$9,933
American Security Insurance Company0.0001$9,403
Allstate North American Insurance Company0.0000$6,953
Aegis Security Insurance Company0.0000$4,000
Unitrin Direct Property & Casualty Company0.0000$3,484
Affiliated Fm Insurance Company0.0000$2,759
Standard Guaranty Insurance Company0.0001$2,649
Aspen American Insurance Company0.0000$2,298
Chubb National Insurance Company0.0000$2,240
Encompass Insurance Company of America0.0000$1,926
Vigilant Insurance Company0.0000$1,585
Truck Insurance Exchange0.0000$1,518
American National General Insurance Company0.0000$1,013
Country Casualty Insurance Company0.0000$652
Chubb Indemnity Insurance Company0.0000$396
Twin City Fire Insurance Company0.0000$231
California Casualty Indemnity Exchange0.0000$81
Executive Risk Indemnity Inc.0.0000$54

Select a heading to sort. Names are as the regulator printed them. Linked companies also appear in other regulators' data on this site.

Other years: 2022, 2024, 2025

Sources

  1. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.