Insurer Scorecard

Oregon · Homeowners · 2022

Oregon homeowners insurance complaints by company, 2022

Oregon listed 134 companies with homeowners premium in 2022, with 58 confirmed complaints and 373 complaints in all. Largest premium first.

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

State Farm Fire and Casualty Company1.091489$248,679,431
Safeco Insurance Company of Oregon0.28123$68,644,912
Farmers Insurance Exchange0.2919$67,474,299
Foremost Insurance Company Grand Rapids, Michigan1.37417$56,530,066
Country Mutual Insurance Company0.78211$49,600,664
Allstate Vehicle and Property Insurance Company1.22320$47,893,638
Homesite Insurance Company of the Midwest0.92212$42,157,061
Safeco Insurance Company of Illinois0.4817$40,515,331
Travelers Personal Insurance Company0.0009$35,155,132
Farmers Insurance Company of Oregon0.60111$32,432,713
USAA Casualty Insurance Company0.0006$31,187,000
Liberty Insurance Corporation0.66114$29,462,314
United Services Automobile Association0.7712$25,205,764
American Strategic Insurance Corp.3.70417$21,019,289
USAA General Indemnity Company0.0003$19,077,542
American Family Mutual Insurance Company S.I.0.0008$18,666,115
Garrison Property and Casualty Insurance Company1.4813$13,161,266
Allstate Indemnity Company0.0009$13,039,120
Allstate Insurance Company3.0829$12,602,734
Mutual of Enumclaw Insurance Company0.0002$12,016,758
Amica Mutual Insurance Company0.0002$11,641,471
Travelers Home and Marine Insurance Company (The)0.0005$11,028,595
Pemco Mutual Insurance Company0.0000$10,868,318
Allstate Property and Casualty Insurance Company0.0001$10,639,747
Oregon Mutual Insurance Company0.0001$10,227,570
American Bankers Insurance Company of Florida11.94615$9,760,666
American Family Insurance Company0.0004$9,609,764
American Modern Property and Casualty Insurance Company2.1413$9,063,100
American Family Connect Property and Casualty Insurance Company4.5825$8,485,011
Nationwide General Insurance Company0.0001$7,612,448
Farmers Property and Casualty Insurance Company5.2823$7,359,726
Sublimity Insurance Company0.0000$7,357,114
Pacific Indemnity Company0.0000$6,576,262
Trumbull Insurance Company0.0002$6,358,571
Lemonade Insurance Company0.0004$6,158,135
Federal Insurance Company3.7411$5,194,417
Foremost Property and Casualty Insurance Company3.7613$5,163,175
United Heritage Property & Casualty Company0.0000$5,105,089
Enumclaw Property and Casualty Insurance Company0.0001$4,961,699
CSAA General Insurance Company0.0000$4,740,836
California Casualty General Insurance Company of Oregon0.0000$4,535,564
Property and Casualty Insurance Company of Hartford0.0006$4,491,187
Liberty Mutual Fire Insurance Company4.4311$4,380,860
Country Preferred Insurance Company0.0001$4,273,524
American National Property and Casualty Company0.0001$4,260,112
Stillwater Property and Casualty Insurance Company0.0003$4,073,223
Privilege Underwriters Reciprocal Exchange0.0000$3,495,256
Nationwide Insurance Company of America0.0001$3,159,989
Farmers Direct Property and Casualty Insurance Company0.0000$3,006,558
Spinnaker Insurance Company0.0001$2,848,537
Cincinnati Insurance Company (The)0.0000$2,668,932
American Commerce Insurance Company0.0000$2,303,651
Commerce West Insurance Company0.0000$2,135,584
LM Insurance Corporation0.0001$2,000,729
AIG Property Casualty Company0.0000$1,952,992
Nationwide Affinity Insurance Company of America10.2311$1,898,356
Depositors Insurance Company10.7411$1,809,202
Great Northern Insurance Company0.0000$1,734,263
Crestbrook Insurance Company0.0000$1,676,832
Valley Property & Casualty Insurance Company0.0002$1,540,478
Hartford Insurance Company of the Midwest0.0000$1,415,484
Eagle West Insurance Company0.0000$1,388,659
QBE Insurance Corporation14.0014$1,387,114
Amco Insurance Company0.0000$1,284,160
Travelers Commercial Insurance Company0.0000$1,210,190
Liberty Mutual Insurance Company0.0000$1,177,008
Economy Premier Assurance Company19.2311$1,010,222
Unitrin Safeguard Insurance Company0.0000$999,025
Integon National Insurance Company0.0002$979,283
Esurance Property and Casualty Insurance Company0.0002$951,443
Automobile Insurance Company of Hartford, Connecticut0.0000$945,426
Teachers Insurance Company0.0000$893,062
American Reliable Insurance Company0.0001$883,157
American Modern Home Insurance Company0.0000$881,818
Amshield Insurance Company0.0001$830,016
Rock Ridge Insurance Company0.0000$799,810
Bankers Standard Insurance Company25.0711$774,658
Century-National Insurance Company0.0000$729,407
Horace Mann Insurance Company0.0001$666,431
Standard Fire Insurance Company (The)0.0001$658,134
Encompass Indemnity Company0.0000$654,243
Travelers Indemnity Company of America0.0000$531,197
Praetorian Insurance Company0.0000$407,016
Progressive Classic Insurance Company0.0000$388,475
Acuity, A Mutual Insurance Company0.0000$336,470
Markel American Insurance Company0.0000$333,616
Cincinnati Casualty Company (The)0.0000$332,740
Hartford Accident and Indemnity Company0.0000$299,134
Homesite Insurance Company0.0000$242,321
Austin Mutual Insurance Company0.0001$240,377
Hartford Underwriters Insurance Company0.0000$220,405
Armed Forces Insurance Exchange90.0011$215,820
Fire Insurance Exchange0.0000$211,322
Esurance Insurance Company0.0002$188,878
Toggle Insurance Company0.0001$123,007
First American Property & Casualty Insurance Company0.0001$115,763
American Modern Select Insurance Company0.0000$115,514
Hartford Insurance Company of the Southeast0.0001$108,172
Aegis Security Insurance Company0.0000$92,551
State National Insurance Company, Inc.0.0000$92,407
AmGUARD Insurance Company0.0000$89,742
Alpha Property & Casualty Insurance Company0.0000$86,119
Wawanesa General Insurance Company0.0000$82,155
Electric Insurance Company0.0000$77,875
Hartford Fire Insurance Company0.0000$58,517
Twin City Fire Insurance Company0.0000$42,804
First Liberty Insurance Corporation (The)0.0000$39,321
Fidelity and Deposit Company of Maryland0.0000$37,927
Sentinel Insurance Company, Ltd.0.0000$35,087
Pharmacists Mutual Insurance Company0.0000$32,668
Branch Insurance Exchange0.0000$32,617
Hartford Casualty Insurance Company0.0000$26,759
Homeowners of America Insurance Company0.0000$23,786
Midwest Family Mutual Insurance Company0.0000$22,743
Artisan and Truckers Casualty Company0.0000$20,462
Trisura Insurance Company0.0000$15,729
American Family Home Insurance Company0.0001$14,948
American Security Insurance Company0.0000$10,786
Standard Guaranty Insurance Company0.0000$8,654
Encompass Insurance Company of America0.0000$7,180
Aspen American Insurance Company0.0000$5,574
Unitrin Direct Property & Casualty Company0.0000$5,479
Affiliated Fm Insurance Company0.0000$4,388
American National General Insurance Company0.0000$2,513
Chubb National Insurance Company0.0000$1,789
Vigilant Insurance Company0.0000$1,638
Peerless Indemnity Insurance Company0.0000$1,374
Country Casualty Insurance Company0.0000$923
Chubb Indemnity Insurance Company0.0000$401
Executive Risk Indemnity Inc.0.0000$283
California Casualty Indemnity Exchange0.0000$111
National Surety Corporation0.0000$97
Nationwide Property and Casualty Insurance Company0.0000$23
Sutter Insurance Company0.0000-$124

Select a heading to sort. Names are as the regulator printed them. Linked companies also appear in other regulators' data on this site.

Other years: 2023, 2024, 2025

Sources

  1. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.