Insurer Scorecard

Companies ยท NAIC 19402

AIG Property Casualty Company: complaint record

AIG Property Casualty Company (NAIC company code 19402) appears in public complaint data from the insurance regulators in Texas, New York, Michigan and Oregon. In Texas auto insurance in 2025, it had 0 confirmed complaints and 2,647 policies in force, a complaint index of 0.00 (no confirmed complaints). In Texas homeowners insurance in 2025, it had 1 confirmed complaint and 4,186 policies in force, a complaint index of 1.88 (more confirmed complaints than the market average for its size) from a small base, so read it with care. In New York's auto insurance complaint rankings for complaints closed in 2024 it was ranked 8 of 128 (rank 1 has the fewest upheld complaints for its premiums), with 0 upheld complaints and 0.00 upheld complaints per million dollars of premiums. In Michigan homeowners insurance in 2025, it had 1 complaint on $8,185,198 of premiums written, 0.12 complaints per $1 million.

Also filed under: Chartis Property Casualty Company.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.0002,647
20242.8413,289

Compare with other auto insurers in Texas

Texas homeowners insurance

YearComplaint indexConfirmed complaintsPolicies in force
20251.8814,186
20240.0004,892

Compare with other homeowners insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2024AIG Property Casualty Company8 of 1280.00011$23.29m
2023AIG Property Casualty Company9 of 1240.00000$23.68m
2022AIG Property Casualty Company8 of 1320.00005$24.89m
2021AIG Property Casualty Company20 of 1350.00001$25.48m
2020AIG Property Casualty Company9 of 1350.00021$26.59m
2019AIG Property Casualty Company105 of 1390.04113$26.61m
2018AIG Property Casualty Company127 of 1510.08211$25.22m
2017AIG Property Casualty Company9 of 1590.00004$25.60m
2014AIG Property Casualty Company140 of 1690.17403$23.39m
2013AIG Property Casualty Company132 of 1710.09200$21.80m
2012AIG Property Casualty Company131 of 1720.09100$10.84m
2010Chartis Property Casualty Company176 of 17933.71405$0.12m
2009Chartis Property Casualty Company174 of 1813.37217$0.59m

See the full New York list for complaints closed in 2024

Michigan homeowners insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025AIG Property Casualty Company0.121$8,185,198

See the full Michigan homeowners list for 2025

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
OregonAuto2025AIG Property Casualty CompanyComplaint index 0.000 confirmed of 1Full list
OregonAuto2024AIG Property Casualty CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2023AIG Property Casualty CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2022AIG Property Casualty CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2025AIG Property Casualty CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2024AIG Property Casualty CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2023AIG Property Casualty CompanyComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2022AIG Property Casualty CompanyComplaint index 0.000 confirmed of 0Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
  4. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.