Insurer Scorecard

Companies ยท NAIC 39217

QBE Insurance Corporation: complaint record

QBE Insurance Corporation (NAIC company code 39217) appears in public complaint data from the insurance regulators in Texas, New York, Indiana, California and Oregon. In Texas auto insurance in 2024, it had 0 confirmed complaints and 1 policies in force, a complaint index of 0.00 (no confirmed complaints). In Texas homeowners insurance in 2025, it had 0 confirmed complaints and 35,856 policies in force, a complaint index of 0.00 (no confirmed complaints). In New York's auto insurance complaint rankings for complaints closed in 2018 it was ranked 150 of 151 (rank 1 has the fewest upheld complaints for its premiums), with 2 upheld complaints and 9.02 upheld complaints per million dollars of premiums. In Indiana homeowners insurance in 2022, it had 2 complaints on less than $1 million of premiums, too little for Indiana to calculate an index.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20240.0001

Compare with other auto insurers in Texas

Texas homeowners insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.00035,856

Compare with other homeowners insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2018QBE Insurance Corporation150 of 1519.02201$0.22m
2017QBE Insurance Corporation154 of 1596.79401$0.59m
2014QBE Insurance Corporation152 of 1690.543919$5.59m
2013QBE Insurance Corporation163 of 1710.978619$8.23m
2012QBE Insurance Corporation162 of 1720.9311736$11.77m
2011QBE Insurance Corporation141 of 1690.2242234$18.32m
2010QBE Insurance Corporation132 of 1790.1531435$20.19m
2009QBE Insurance Corporation153 of 1810.487423$14.61m

See the full New York list for complaints closed in 2018

Indiana homeowners insurance

YearComplaint indexComplaintsIndiana premiums
2025Not listed (Indiana lists only companies with at least one complaint)
2024Not listed (Indiana lists only companies with at least one complaint)
2023Not listed (Indiana lists only companies with at least one complaint)
2022Not calculated2$829,856

See the full Indiana homeowners list for 2022

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
CaliforniaHomeowners2025 (2026 study)QBE Insurance CorporationRank 25 of 50, 2.4 justified per 100,0001 justifiedFull list
OregonAuto2025QBE Insurance CorporationComplaint index 0.000 confirmed of 0Full list
OregonAuto2024QBE Insurance CorporationComplaint index 0.000 confirmed of 0Full list
OregonAuto2023QBE Insurance CorporationComplaint index 0.000 confirmed of 0Full list
OregonAuto2022QBE Insurance CorporationComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2024QBE Insurance CorporationComplaint index 0.000 confirmed of 0Full list
OregonHomeowners2023QBE Insurance CorporationComplaint index 0.000 confirmed of 1Full list
OregonHomeowners2022QBE Insurance CorporationComplaint index 14.001 confirmed of 4Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the Indiana complaint index

The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.

How to read the California complaint study

The California Department of Insurance ranks large insurers by justified complaints per 100,000 earned exposures (auto and homeowners) or per 100,000 mean policies in force (individual life). CDI counts a complaint as justified under the definitions in California Insurance Code section 12921.1. The study covers the top 50 companies in each line and counts complaints closed in each year.

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
  4. California Department of Insurance, Consumer Complaint Study, 2026 edition
  5. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.