Insurer Scorecard

Companies ยท NAIC 24988

Sentry Insurance Company: complaint record

Sentry Insurance Company (NAIC company code 24988) appears in public complaint data from the insurance regulators in Texas, New York, Indiana, Michigan and Oregon. In Texas auto insurance in 2025, it had 0 confirmed complaints and 1,439 policies in force, a complaint index of 0.00 (no confirmed complaints). In New York's auto insurance complaint rankings for complaints closed in 2011 (filed as Sentry Insurance A Mutual Company) it was ranked 169 of 169 (rank 1 has the fewest upheld complaints for its premiums), with 1 upheld complaint and 14.97 upheld complaints per million dollars of premiums. In Indiana auto insurance in 2022, it had 1 complaint on $2,759,761 of premiums, a complaint index of 6.68. In Michigan auto insurance in 2025, it had 1 complaint on $11,297,873 of premiums written, 0.09 complaints per $1 million.

Also filed under: Sentry Insurance A Mutual Company.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.0001,439
20240.0001,525

Compare with other auto insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2011Sentry Insurance A Mutual Company169 of 16914.97100$0.07m

See the full New York list for complaints closed in 2011

Indiana auto insurance

YearComplaint indexComplaintsIndiana premiums
2025Not listed (Indiana lists only companies with at least one complaint)
2024Not listed (Indiana lists only companies with at least one complaint)
2023Not listed (Indiana lists only companies with at least one complaint)
20226.681$2,759,761

See the full Indiana auto list for 2022

Michigan auto insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025Sentry Insurance Company0.091$11,297,873
2024Sentry Insurance Company0.182$10,820,281
2023Sentry Insurance Company0.111$9,186,175

See the full Michigan auto list for 2025

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
OregonAuto2025Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2024Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2023Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonAuto2022Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonLong-term care2025Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonLong-term care2024Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonLong-term care2023Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list
OregonLong-term care2022Sentry Insurance CompanyComplaint index 0.000 confirmed of 0Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the Indiana complaint index

The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
  4. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
  5. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.