Insurer Scorecard

Companies ยท NAIC 13587

First Chicago Insurance Company: complaint record

First Chicago Insurance Company (NAIC company code 13587) appears in public complaint data from the insurance regulators in Texas, Indiana, Illinois and Kansas. In Texas auto insurance in 2025, it had 13 confirmed complaints and 10,923 policies in force, a complaint index of 7.22 (more confirmed complaints than the market average for its size). In Indiana auto insurance in 2025, it had 34 complaints on $41,911,253 of premiums, a complaint index of 16.78.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20257.221310,923
202412.862518,183

Compare with other auto insurers in Texas

Indiana auto insurance

YearComplaint indexComplaintsIndiana premiums
202516.7834$41,911,253
202433.7959$37,122,115
202327.1453$34,913,505
20227.6214$33,874,170

See the full Indiana auto list for 2025

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
IllinoisAuto2025First Chicago Insurance Company2.5215 complaints per $1M earned premium251Full list
IllinoisAuto2024First Chicago Insurance Company2.9804 complaints per $1M earned premium238Full list
IllinoisAuto2023First Chicago Insurance Company3.1785 complaints per $1M earned premium184Full list
KansasAuto2024First Chicago Insurance CompanyComplaint index 11.7554Full list
KansasAuto2023First Chicago Insurance CompanyComplaint index 11.8230Full list
KansasAuto2021First Chicago Insurance CompanyComplaint index 17.6616Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the Indiana complaint index

The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.

How to read the Illinois complaint ratio

The Illinois Department of Insurance lists companies with 5 or more complaints in a line (3 or more for annuities in 2025). For auto and homeowners the ratio is complaints per $1 million of Illinois direct earned premium. For life and health it is complaints per 10,000 policies in force, and for annuities per 10,000 certificates in force. Illinois changed how it counts complaints in 2023 and says "caution should be exercised when comparing complaint counts to prior years".

How to read the Kansas complaint index

The Kansas Insurance Department describes the index as a company's share of complaints "in relation to its market share or share of business written in Kansas". An index of 1.00 means its share of complaints equals its share of the business, and 0.00 means no complaints were received, although a very small index can also round to 0.00. Kansas counts closed complaints and lists its largest writers in each line plus companies with many complaints, not every insurer. Kansas renamed some tables over time, for example "Accident & Health" became "Health" and "Homeowners" became "Homeowners & Renters" in 2023. Life and annuity tables cover individual policies.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
  3. Illinois Department of Insurance, Consumer Complaints Ratio Reports (2023 to 2025)
  4. Kansas Insurance Department, Complaint Index Reports (2020 to 2024)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.