Companies ยท NAIC 15563
Clear Spring Property and Casualty Company: complaint record
Clear Spring Property and Casualty Company (NAIC company code 15563) appears in public complaint data from the insurance regulators in Texas and Indiana. In Texas auto insurance in 2024, it had 1 confirmed complaint and 167 policies in force, a complaint index of 56.01 (more confirmed complaints than the market average for its size) from a small base, so read it with care. In Texas homeowners insurance in 2024, it had 0 confirmed complaints and 80 policies in force, a complaint index of 0.00 (no confirmed complaints). In Indiana auto insurance in 2025, it had 1 complaint on less than $1 million of premiums, too little for Indiana to calculate an index.
Texas auto insurance
| Year | Complaint index | Confirmed complaints | Policies in force |
|---|---|---|---|
| 2024 | 56.01 | 1 | 167 |
Compare with other auto insurers in Texas
Texas homeowners insurance
| Year | Complaint index | Confirmed complaints | Policies in force |
|---|---|---|---|
| 2024 | 0.00 | 0 | 80 |
Compare with other homeowners insurers in Texas
Indiana auto insurance
| Year | Complaint index | Complaints | Indiana premiums |
|---|---|---|---|
| 2025 | Not calculated | 1 | $10,376 |
| 2024 | Not listed (Indiana lists only companies with at least one complaint) | ||
| 2023 | Not listed (Indiana lists only companies with at least one complaint) | ||
| 2022 | Not listed (Indiana lists only companies with at least one complaint) | ||
See the full Indiana auto list for 2025
How to read the Texas complaint index
The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.
How to read the Indiana complaint index
The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.
Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.
Sources
- Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
- Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.