Companies ยท NAIC 19992
American Select Insurance Company: complaint record
American Select Insurance Company (NAIC company code 19992) appears in public complaint data from the insurance regulators in Texas, Indiana, Michigan and Illinois. In Texas auto insurance in 2025, it had 0 confirmed complaints and 20 policies in force, a complaint index of 0.00 (no confirmed complaints). In Texas homeowners insurance in 2024, it had 0 confirmed complaints and 4 policies in force, a complaint index of 0.00 (no confirmed complaints). In Indiana auto insurance in 2025, it had 1 complaint on $21,310,580 of premiums, a complaint index of 0.97. In Indiana homeowners insurance in 2025, it had 1 complaint on $18,862,779 of premiums, a complaint index of 0.60. In Michigan auto insurance in 2025, it had 6 complaints on $22,379,202 of premiums written, 0.27 complaints per $1 million. In Michigan homeowners insurance in 2024, it had 1 complaint on $19,713,296 of premiums written, 0.05 complaints per $1 million.
Texas auto insurance
| Year | Complaint index | Confirmed complaints | Policies in force |
|---|---|---|---|
| 2025 | 0.00 | 0 | 20 |
| 2024 | 0.00 | 0 | 24 |
Compare with other auto insurers in Texas
Texas homeowners insurance
| Year | Complaint index | Confirmed complaints | Policies in force |
|---|---|---|---|
| 2024 | 0.00 | 0 | 4 |
Compare with other homeowners insurers in Texas
Indiana auto insurance
| Year | Complaint index | Complaints | Indiana premiums |
|---|---|---|---|
| 2025 | 0.97 | 1 | $21,310,580 |
| 2024 | Not listed (Indiana lists only companies with at least one complaint) | ||
| 2023 | 0.74 | 1 | $24,248,366 |
| 2022 | Not listed (Indiana lists only companies with at least one complaint) | ||
See the full Indiana auto list for 2025
Indiana homeowners insurance
| Year | Complaint index | Complaints | Indiana premiums |
|---|---|---|---|
| 2025 | 0.60 | 1 | $18,862,779 |
| 2024 | 0.74 | 1 | $21,106,506 |
| 2023 | 0.65 | 1 | $20,857,795 |
| 2022 | Not listed (Indiana lists only companies with at least one complaint) | ||
See the full Indiana homeowners list for 2025
Michigan auto insurance
| Year | Filed as | Complaints per $1m | Complaints | Premiums written |
|---|---|---|---|---|
| 2025 | American Select Insurance Company | 0.27 | 6 | $22,379,202 |
| 2024 | American Select Insurance Company | 0.21 | 6 | $28,635,450 |
| 2023 | American Select Insurance Company | 0.23 | 8 | $34,099,850 |
See the full Michigan auto list for 2025
Michigan homeowners insurance
| Year | Filed as | Complaints per $1m | Complaints | Premiums written |
|---|---|---|---|---|
| 2024 | American Select Insurance Company | 0.05 | 1 | $19,713,296 |
| 2023 | American Select Insurance Company | 0.11 | 2 | $18,942,044 |
See the full Michigan homeowners list for 2024
Other state regulators
Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.
| State | Line | Year | Filed as | Measure | Complaints | |
|---|---|---|---|---|---|---|
| Illinois | Homeowners | 2025 | American Select Insurance Company | 0.2934 complaints per $1M earned premium | 6 | Full list |
How to read the Texas complaint index
The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.
How to read the Indiana complaint index
The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.
How to read the Michigan complaint ratio
The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".
How to read the Illinois complaint ratio
The Illinois Department of Insurance lists companies with 5 or more complaints in a line (3 or more for annuities in 2025). For auto and homeowners the ratio is complaints per $1 million of Illinois direct earned premium. For life and health it is complaints per 10,000 policies in force, and for annuities per 10,000 certificates in force. Illinois changed how it counts complaints in 2023 and says "caution should be exercised when comparing complaint counts to prior years".
Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.
Sources
- Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
- Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
- Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
- Illinois Department of Insurance, Consumer Complaints Ratio Reports (2023 to 2025)
Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.