Insurer Scorecard

Companies ยท NAIC 24112

Westfield Insurance Company: complaint record

Westfield Insurance Company (NAIC company code 24112) appears in public complaint data from the insurance regulators in Texas, Michigan and Illinois. In Texas auto insurance in 2025, it had 0 confirmed complaints and 78 policies in force, a complaint index of 0.00 (no confirmed complaints). In Texas homeowners insurance in 2024, it had 0 confirmed complaints and 32 policies in force, a complaint index of 0.00 (no confirmed complaints). In Michigan auto insurance in 2025, it had 1 complaint on $9,990,894 of premiums written, 0.10 complaints per $1 million. In Michigan homeowners insurance in 2025, it had 2 complaints on $7,801,803 of premiums written, 0.26 complaints per $1 million.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.00078
20240.00072

Compare with other auto insurers in Texas

Texas homeowners insurance

YearComplaint indexConfirmed complaintsPolicies in force
20240.00032

Compare with other homeowners insurers in Texas

Michigan auto insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025Westfield Insurance Company0.101$9,990,894
2024Westfield Insurance Company0.091$11,528,941
2023Westfield Insurance Company0.081$12,140,674

See the full Michigan auto list for 2025

Michigan homeowners insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025Westfield Insurance Company0.262$7,801,803

See the full Michigan homeowners list for 2025

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
IllinoisHomeowners2025Westfield Insurance Company1.0609 complaints per $1M earned premium5Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

How to read the Illinois complaint ratio

The Illinois Department of Insurance lists companies with 5 or more complaints in a line (3 or more for annuities in 2025). For auto and homeowners the ratio is complaints per $1 million of Illinois direct earned premium. For life and health it is complaints per 10,000 policies in force, and for annuities per 10,000 certificates in force. Illinois changed how it counts complaints in 2023 and says "caution should be exercised when comparing complaint counts to prior years".

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
  3. Illinois Department of Insurance, Consumer Complaints Ratio Reports (2023 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.