Companies ยท NAIC 39004
Kemper Financial Indemnity Company: complaint record
Kemper Financial Indemnity Company (NAIC company code 39004) appears in public complaint data from the insurance regulator in New York. In New York's auto insurance complaint rankings for complaints closed in 2013 it was ranked 71 of 171 (rank 1 has the fewest upheld complaints for its premiums), with 0 upheld complaints and 0.00 upheld complaints per million dollars of premiums.
Also filed under: National Merit Insurance Company.
New York auto insurance
| Complaints closed in | Filed as | Rank | Upheld per $1m | Upheld | Question of fact | Not upheld | Premiums written |
|---|---|---|---|---|---|---|---|
| 2013 | Kemper Financial Indemnity Company | 71 of 171 | 0.00 | 0 | 1 | 1 | $2.01m |
| 2012 | Kemper Financial Indemnity Company | 62 of 172 | 0.00 | 0 | 0 | 0 | $3.04m |
| 2011 | Kemper Financial Indemnity Company | 47 of 169 | 0.00 | 0 | 0 | 2 | $3.40m |
| 2010 | National Merit Insurance Company | 41 of 179 | 0.00 | 0 | 1 | 3 | $3.87m |
| 2009 | National Merit Insurance Company | 40 of 181 | 0.00 | 0 | 0 | 1 | $4.50m |
See the full New York list for complaints closed in 2013
How to read the New York ranking
The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.
Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.
Sources
Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.