Insurer Scorecard

Companies ยท NAIC 22063

Government Employees Insurance Company: complaint record

Government Employees Insurance Company (NAIC company code 22063) appears in public complaint data from the insurance regulators in Texas, New York, Indiana, Michigan, Illinois and Oregon. In Texas auto insurance in 2025, it had 8 confirmed complaints and 71,227 policies in force, a complaint index of 0.68 (fewer confirmed complaints than the market average for its size). In New York's auto insurance complaint rankings for complaints closed in 2024 it was ranked 51 of 128 (rank 1 has the fewest upheld complaints for its premiums), with 7 upheld complaints and 0.01 upheld complaints per million dollars of premiums. In Indiana auto insurance in 2025, it had 1 complaint on $25,458,253 of premiums, a complaint index of 0.81. In Michigan auto insurance in 2025, it had 45 complaints on $98,840,976 of premiums written, 0.46 complaints per $1 million.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20250.68871,227
20240.57582,518

Compare with other auto insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2024Government Employees Insurance Company51 of 1280.01725107$859.91m
2023Government Employees Insurance Company57 of 1240.0182980$770.13m
2022Government Employees Insurance Company71 of 1320.02144582$746.55m
2021Government Employees Insurance Company77 of 1350.0161952$733.45m
2020Government Employees Insurance Company69 of 1350.01104684$729.20m
2019Government Employees Insurance Company77 of 1390.0034365$743.44m
2018Government Employees Insurance Company95 of 1510.0164167$712.90m
2017Government Employees Insurance Company90 of 1590.0164488$660.51m
2014Government Employees Insurance Company73 of 1690.0166060$554.00m
2013Government Employees Insurance Company90 of 1710.0174162$542.81m
2012Government Employees Insurance Company86 of 1720.0155063$526.82m
2011Government Employees Insurance Company69 of 1690.01396143$501.97m
2010Government Employees Insurance Company77 of 1790.0316189249$476.17m
2009Government Employees Insurance Company69 of 1810.027210268$457.17m

See the full New York list for complaints closed in 2024

Indiana auto insurance

YearComplaint indexComplaintsIndiana premiums
20250.811$25,458,253
20241.512$28,112,277
2023Not listed (Indiana lists only companies with at least one complaint)
2022Not listed (Indiana lists only companies with at least one complaint)

See the full Indiana auto list for 2025

Michigan auto insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025Government Employees Insurance Company0.4645$98,840,976
2024Government Employees Insurance Company0.3325$75,360,130
2023Government Employees Insurance Company0.6125$41,281,152

See the full Michigan auto list for 2025

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
IllinoisAuto2025Government Employees Insurance Company0.3027 complaints per $1M earned premium8Full list
OregonAuto2025Government Employees Insurance CompanyComplaint index 0.000 confirmed of 1Full list
OregonAuto2024Government Employees Insurance CompanyComplaint index 0.000 confirmed of 1Full list
OregonAuto2023Government Employees Insurance CompanyComplaint index 0.000 confirmed of 2Full list
OregonAuto2022Government Employees Insurance CompanyComplaint index 0.000 confirmed of 2Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the Indiana complaint index

The Indiana Department of Insurance divides a company's share of complaints by its share of Indiana premiums for the line. 1.00 is average, below 1 means fewer complaints than its size would suggest. Indiana lists only companies with at least one complaint and does not calculate an index (marked DNC) for companies with under $1 million of premiums.

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

How to read the Illinois complaint ratio

The Illinois Department of Insurance lists companies with 5 or more complaints in a line (3 or more for annuities in 2025). For auto and homeowners the ratio is complaints per $1 million of Illinois direct earned premium. For life and health it is complaints per 10,000 policies in force, and for annuities per 10,000 certificates in force. Illinois changed how it counts complaints in 2023 and says "caution should be exercised when comparing complaint counts to prior years".

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. Indiana Department of Insurance, Company Complaint Index (auto and homeowners, 2022 to 2025)
  4. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
  5. Illinois Department of Insurance, Consumer Complaints Ratio Reports (2023 to 2025)
  6. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.