Insurer Scorecard

Companies ยท NAIC 25674

Travelers Property Casualty Company of America: complaint record

Travelers Property Casualty Company of America (NAIC company code 25674) appears in public complaint data from the insurance regulators in Texas, New York, Michigan and Oregon. In Texas auto insurance in 2025, it had 1 confirmed complaint and 2,708 policies in force, a complaint index of 2.24 (more confirmed complaints than the market average for its size) from a small base, so read it with care. In New York's auto insurance complaint rankings for complaints closed in 2024 it was ranked 106 of 128 (rank 1 has the fewest upheld complaints for its premiums), with 3 upheld complaints and 0.15 upheld complaints per million dollars of premiums. In Michigan auto insurance in 2023, it had 1 complaint on $11,410,140 of premiums written, 0.09 complaints per $1 million.

Texas auto insurance

YearComplaint indexConfirmed complaintsPolicies in force
20252.2412,708
20240.0002,786

Compare with other auto insurers in Texas

New York auto insurance

Complaints closed inFiled asRankUpheld per $1mUpheldQuestion of factNot upheldPremiums written
2024Travelers Property Casualty Company of America106 of 1280.15315$20.33m
2023Travelers Property Casualty Company of America89 of 1240.05110$21.28m
2022Travelers Property Casualty Company of America113 of 1320.17423$23.02m
2021Travelers Property Casualty Company of America21 of 1350.00020$25.11m
2020Travelers Property Casualty Company of America8 of 1350.00014$28.20m
2019Travelers Property Casualty Company of America99 of 1390.03113$32.37m
2018Travelers Property Casualty Company of America121 of 1510.05223$37.11m
2017Travelers Property Casualty Company of America116 of 1590.05236$43.56m
2014Travelers Property Casualty Company of America83 of 1690.03246$79.26m
2013Travelers Property Casualty Company of America89 of 1710.01159$92.43m
2012Travelers Property Casualty Company of America104 of 1720.033514$109.78m
2011Travelers Property Casualty Company of America89 of 1690.0451023$137.19m
2010Travelers Property Casualty Company of America101 of 1790.06101231$173.75m
2009Travelers Property Casualty Company of America75 of 1810.0362451$210.94m

See the full New York list for complaints closed in 2024

Michigan auto insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2023Travelers Property Casualty Company of America0.091$11,410,140

See the full Michigan auto list for 2023

Other state regulators

Matched by the NAIC code Kansas prints, or by legal name after standard abbreviations are expanded, only when exactly one company matches. Each state measures complaints differently, so compare companies within a state, not across states. With one or two complaints an index or ratio can swing a lot.

StateLineYearFiled asMeasureComplaints
OregonAuto2025Travelers Property Casualty Company of AmericaComplaint index 5.901 confirmed of 6Full list
OregonAuto2024Travelers Property Casualty Company of AmericaComplaint index 6.921 confirmed of 3Full list
OregonAuto2023Travelers Property Casualty Company of AmericaComplaint index 0.000 confirmed of 5Full list
OregonAuto2022Travelers Property Casualty Company of AmericaComplaint index 0.000 confirmed of 1Full list

How to read the Texas complaint index

The Texas Department of Insurance divides a company's share of confirmed complaints for a line of insurance by its share of policies in force for that line. The average is 1.00. Below 1 means fewer confirmed complaints than average for the company's size, above 1 means more. For small companies one or two complaints can move the index a lot, so ranking tables here include only companies with at least 10,000 policies.

How to read the New York ranking

The Department of Financial Services ranks auto insurers by upheld complaints per million dollars of premiums over a two-year period. A complaint is upheld when DFS agrees with the consumer that the insurer made an inappropriate decision. DFS notes that "only one or two additional upheld complaints per year can have a significant impact on a smaller insurer" and that because every auto insurer is ranked, "some must be at the bottom of each year's list even if every company is performing well." The ranking includes only complaints received by DFS.

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

How to read the Oregon complaint index

The Oregon Division of Financial Regulation lists every company with Oregon premium in a line, including companies with no complaints, with total and confirmed complaints opened in the year. Oregon's files do not define the complaint index. Recomputing it closely matches (within 3%) a company's share of confirmed complaints divided by its share of premium in the table, so 1.00 is average and 0 means no confirmed complaints. A few companies report negative premium, which can produce a negative or extreme index. We show these as published. For small companies one or two complaints move the index a lot.

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Texas Department of Insurance, Complaint indexes and policy counts for insurance companies (dataset pa9u-9s9w), data.texas.gov
  2. New York State Department of Financial Services, Automobile Insurance Company Complaint Rankings: Beginning 2009 (dataset h2wd-9xfe), data.ny.gov
  3. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)
  4. Oregon Division of Financial Regulation, complaint data for all insurers (annual PDF reports, 2022 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.