Insurer Scorecard

Companies ยท Michigan DIFS ID 0002218

Michigan Basic Property Ins Association: complaint record

Michigan Basic Property Ins Association (Michigan DIFS company ID 0002218) appears in public complaint data from the insurance regulator in Michigan. In Michigan homeowners insurance in 2025, it had 6 complaints on $14,857,416 of premiums written, 0.40 complaints per $1 million.

Michigan homeowners insurance

YearFiled asComplaints per $1mComplaintsPremiums written
2025Michigan Basic Property Ins Association0.406$14,857,416
2024Michigan Basic Property Ins Association0.142$13,850,464
2023Michigan Basic Property Ins Association0.172$11,814,887

See the full Michigan homeowners list for 2025

How to read the Michigan complaint ratio

The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".

Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.

Sources

  1. Michigan Department of Insurance and Financial Services, Complaint Ratios (automobile and home, 2023 to 2025)

Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.