Companies ยท Michigan DIFS ID 0000651
Farmers and Merchants Mutual Fire Insurance Company: complaint record
Farmers and Merchants Mutual Fire Insurance Company (Michigan DIFS company ID 0000651) appears in public complaint data from the insurance regulator in Michigan. In Michigan homeowners insurance in 2025, it had 1 complaint on $4,809,291 of premiums written, 0.21 complaints per $1 million.
Michigan homeowners insurance
| Year | Filed as | Complaints per $1m | Complaints | Premiums written |
|---|---|---|---|---|
| 2025 | Farmers and Merchants Mutual Fire Insurance Company | 0.21 | 1 | $4,809,291 |
| 2023 | Farmers and Merchants Mutual Fire Insurance Company | 0.23 | 1 | $4,277,617 |
See the full Michigan homeowners list for 2025
How to read the Michigan complaint ratio
The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".
Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.
Sources
Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.