Companies ยท Michigan DIFS ID 0107648
Citizens United Reciprocal Exchange: complaint record
Citizens United Reciprocal Exchange (Michigan DIFS company ID 0107648) appears in public complaint data from the insurance regulator in Michigan. In Michigan auto insurance in 2025, it had 189 complaints on $102,967,412 of premiums written, 1.84 complaints per $1 million.
Michigan auto insurance
| Year | Filed as | Complaints per $1m | Complaints | Premiums written |
|---|---|---|---|---|
| 2025 | Citizens United Reciprocal Exchange | 1.84 | 189 | $102,967,412 |
| 2024 | Citizens United Reciprocal Exchange | 1.99 | 223 | $112,056,325 |
| 2023 | Citizens United Reciprocal Exchange | 1.76 | 150 | $85,091,304 |
See the full Michigan auto list for 2025
How to read the Michigan complaint ratio
The Department of Insurance and Financial Services divides each company's complaints by its Michigan direct premiums written, in millions of dollars. It publishes ratios only for companies with at least $1 million of premiums, and warns that ratios based on small premium volumes "are highly variable".
Figures are for this legal company only. An insurance group may sell through several companies, each with its own record.
Sources
Checked 29 October 2026. Complaint records show only complaints filed with the regulator. They are one signal among many and do not rate claims handling, price or financial strength.